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Afterpay

What is Afterpay?

Afterpay is a service that allows you to make purchases now and pay for them in 4 payments made every 2 weeks without any interest.

How do I use Afterpay?

Simply shop online or in-store (where available) and add items to your shopping bag and checkout as normal. At the checkout choose Afterpay as your payment method. First-time customers will need to register with Afterpay and provide payment details, as usual, returning customers simply log in to make their purchase. It’s that easy! Please note that all items in your shopping bag must be eligible for Afterpay. A minimum purchase amount may apply and you must meet additional eligibility requirements to qualify.

Where can I use Afterpay?

Afterpay can only be applied to purchases made on the retailer website or in-store (where available).

How does the payment schedule work?

All customers are required to make their first payment at the time of purchase, with the remaining three payments deducted every two weeks from your chosen payment method. If you choose to make additional payments before your scheduled pay dates, you may do so through your Afterpay account. You can log in to your Afterpay account to view your payment schedule and make a payment before the due date if you choose to do so.

What if I can’t pay an Afterpay installment?

If funds are not available or you otherwise do not make your payment when it is due, late fees may apply. Click here for complete terms. Where can I find common questions about payments? Check out the Afterpay Payments FAQ.

When will my items be delivered if I use Afterpay?

Afterpay orders are delivered as per our standard shipping time frame after you complete your order online. Visit the retailer’s shipping page for more information.

Is there a limit to how much I can spend on a single transaction?
Yes, transaction value limits apply to purchases made on the retailer website using Afterpay.

What products are not eligible for purchase using Afterpay?

Afterpay is not available on purchases of gift cards. If you are purchasing gift cards along with Afterpay eligible products, you will need to place two separate orders.

How do I return or exchange an item purchased using Afterpay?

If you have changed your mind, you can return your Afterpay purchase in-store or by mail for a refund. Please check that your return or exchange meets our Return policy here. Afterpay will be notified of your return and will process the appropriate refunds. Please do not return your purchase to Afterpay. 

Where can I find out more about Afterpay?

If you would like to know more about Afterpay, visit the Afterpay website www.afterpay.com for a comprehensive list of FAQs, terms as well as Afterpay’s Privacy Policy, which can be found at www.afterpay.com/privacy-policy. If you have any questions about your Afterpay account, please contact Afterpay directly.

 

 

 

Shop Pay

Paying in installments with Shop Pay

When you check out with Shop Pay, you have the option to pay in installments from participating stores. Installments are a flexible payment option that can help you invest in larger purchases up to $1000 by dividing your purchase amount into four equal, biweekly, and interest-free payments. There are no additional fees.
Paying in installments with Shop Pay is powered and serviced by Affirm and is only available for payment in a limited number of stores. Eligible stores determine the availability of the option to pay in installments with Shop Pay.

 

Eligibility and limitations

To pay in installments with Shop Pay in a participating store, you need to meet the following requirements:
  • Reside in the United States.
  • Sign up for Shop Pay.
  • Add your debit or credit card to your Shop Pay account.
Paying in installments with Shop Pay doesn't impact your credit score. For Shop Pay installments, Affirm will not report to credit bureaus.The following limitations currently apply to paying in installments with Shop Pay:
  • You can't pay for an order in installments if the order includes currency in any form, including virtual and digital currency, like gift cards.
  • To qualify, orders need to be between $50 and $1000 USD, inclusive of shipping and taxes.
  • If you change your phone number or email within Shop Pay, then you also need to update your information with Affirm before you can pay for another purchase in installments with Shop Pay.
Pay in installments with Shop Pay
After you set up Shop Pay, you see the option to pay in installments with Shop Pay when you check out from a participating store with an eligible order. If you haven’t added a debit or credit card to your Shop Pay account, then you can do so during checkout and it’s saved for future purchases.Affirm's underwriting systems determine whether your first payment is due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks.
Manage payments for installments with Shop Pay

 

You can log in to Shop Pay to view your order history and payment status for orders that are paid in installments with Shop Pay.

Get Support

To get information about an existing order or to request a refund, contact the store where you placed your order.  For questions about installments payments and financing, visit the Installments Help Center.  For questions about the Shop Pay experience, contact installments@shop.app.